Houghton Lake Homes under $500,000

Houghton Lake Homes under $500,000

Welcome to Houghton Lake, a hidden gem nestled in the heart of Roscommon County, Michigan. Known for its stunning natural beauty and vibrant community, Houghton Lake is not just a place to call home; it’s a lifestyle choice. The Houghton Lake School District is a cornerstone of this welcoming community, dedicated to providing quality education and fostering a supportive environment for students of all ages. With a commitment to academic excellence, the district offers a range of programs and extracurricular activities that empower students to thrive both in and out of the classroom.

Families looking to settle in this picturesque area will be delighted to discover a variety of homes available for under $500,000. Whether you’re seeking a cozy cottage by the lake, a charming family home in a friendly neighborhood, or a spacious property with room to grow, Houghton Lake has something for everyone. The real estate market here is diverse, catering to first-time buyers, families, and retirees alike.

Living in Houghton Lake means enjoying a plethora of outdoor activities, from fishing and boating on Michigan's largest inland lake to hiking and biking in the surrounding forests. The community is known for its warm, inviting atmosphere, making it easy to connect with neighbors and build lasting friendships.

If you’re considering a move to this idyllic area, you’ll find that Houghton Lake offers not only affordable housing options but also a supportive school district and a vibrant lifestyle. Welcome home!

Newest Houghton Lake Homes under $500,000

5640 N Reserve Road, Roscommon
$235,000
2 Beds ⋅ 2 Baths ⋅ 26053691 MLS ⋅ ACTIVE Status
Cute, Comfy Cottage situated 2.5 Miles from South Higgins State Park Entrance. Directly across from State Land. Numerous Seasonal Roads nearby. 5 Miles from Higgins Lake DNR Trail Head. This roughly 1,275 sq ft Chalet has 2 Beds/2 Baths and a Large Loft for Added Sleeping or Living. Natural Gas-Forced Air Furnace w/ NEST Thermostat. 5 Inch Well. Paddle Fans in Great Room & Master Bedroom. Outdoor Deck. Outdoor Patio. 8 X 10 Shed. New Fridge, Microwave and Interior Paint throughout. New Flooring on Main Level, Asphalt Driveway and Gutters and Downspouts. Newly Spray Foamed and Lighted Crawl. New 50 Gallon Water Heater. Manual Generator Panel in attached, insulated, 2 Car Garage. New Roof & Indoor Bladder Tank in 2026. Septic Tank just Cleaned and Inspected. Warm up by the indoor gas fireplace or head out to the backyard, for a roaring fire in the handmade fire pit. A generous pile of logs are available to burn. Would be willing to negotiate a fair price for Selling Furnished.

5640 N Reserve Road, Roscommon
230 Maplewood Drive, Roscommon
$114,900
2 Beds ⋅ 2 Baths ⋅ 26053429 MLS ⋅ ACTIVE Status
This two-bedroom, 1.5-bath manufactured home sits on nearly 3/4 acre in Roscommon, offering 766 square feet of living space with a 18' x 20' single-car garage and 20' x 20' steel structure barn. The generous lot provides room for outdoor activities, while the efficient floor plan makes the most of every square foot! Well-positioned for those seeking an affordable entry into homeownership with genuine land value beneath it. Furnace, kitchen appliances and water heater are 3 years old, remodeled full bath, windows and roof are roughly 10 years old.

230 Maplewood Drive, Roscommon
278 W Houghton Lake Drive, Prudenville
$399,900
3 Beds ⋅ 2 Baths ⋅ 26053347 MLS ⋅ ACTIVE Status
Enjoy spectacular Houghton Lake sunsets from this updated 3-bedroom, 2-bath waterfront home with 45 feet of sandy-bottom frontage. The open floor plan offers comfortable main-floor living, highlighted by a beautifully updated kitchen and bathrooms. A one-car garage adds convenience, while the home's Airbnb history offers added appeal for buyers seeking a personal lake retreat or exploring vacation-rental use. Conveniently located near local amenities, this is a great opportunity to enjoy lake life on Houghton Lake.

278 W Houghton Lake Drive, Prudenville
12352 E Houghton Lake Drive, Houghton Lake
$94,500
2 Beds ⋅ 1 Baths ⋅ 26052872 MLS ⋅ ACTIVE Status

12352 E Houghton Lake Drive, Houghton Lake
308 Silverhill Drive, Houghton Lake
$169,000
4 Beds ⋅ 2 Baths ⋅ 26052764 MLS ⋅ ACTIVE Status
Incredible 4 bedroom, 2 bath home on a beautiful corner lot with mature trees. You'll love the spacious Master Suite and open concept. This home is in a great neghborhood just off Tower Hill Road. Meets all BOCA requirements.

308 Silverhill Drive, Houghton Lake
100 Mary Road, Houghton Lake
$158,000
2 Beds ⋅ 1 Baths ⋅ 50223316 MLS ⋅ ACTIVE Status
This charming 2-bedroom cottage offers 850 sq ft of classic Up North character, with warm knotty pine throughout that gives the whole home a cozy, cabin-in-the-woods feel. The cheerful breakfast nook is the perfect spot for morning coffee before heading out on the water, and the second bedroom is set up with multiple bunk beds, ideal for kids, guests, or extra weekend company. With a deck on both the front and back, you'll have plenty of space for grilling, entertaining friends, or simply relaxing after a day on Michigan's largest inland lake. Location couldn't be better. You're just a short walk to the DNR public launch for easy lake access, plus RJ's Market for supplies and the Nottingham Bar for a bite and a drink with friends. This home is truly turnkey and comes fully furnished. Just bring your fishing pole, your boat, and your weekend plans. Whether you're looking for a family getaway, a year-round residence, or a rental investment, this Houghton Lake cottage is ready to welcome you home. This home previously was a successful Airbnb but please do your own due diligence with the county about current and upcoming regulation changes.

100 Mary Road, Houghton Lake
304 Magellan Avenue, Houghton Lake
$69,000
3 Beds ⋅ 1 Baths ⋅ 26049043 MLS ⋅ ACTIVE Status
This 3-bedroom, 1-bath manufactured home in Houghton Lake offers solid ownership value on a generous lot. The home is 924 square feet, which provides efficient, manageable accommodations, while the 2-car garage delivers practical storage and protection for vehicles. The expansive lot size presents flexibility for outdoor use and potential future improvements. The home is in need of renovations, allowing the next owner to earn sweat equity. A straightforward property choice for those seeking affordable homeownership in the Houghton Lake area.

304 Magellan Avenue, Houghton Lake
120 White Deer Trail Road, Prudenville
$245,900
3 Beds ⋅ 2 Baths ⋅ 50221000 MLS ⋅ ACTIVE Status
Beautiful Ranch home updated and ready for you to enjoy! It sits on White Deer Golf Course, with the backyard and woods across the road from the front yard. Nature lovers, come and enjoy! Also offers Houghton Lake at the end of the road, near parks, trails, etc. Great recreational area. Walk into the foyer that takes you right into the great room with cathedral ceilings. From here, if you wish, head out the patio doors and relax on the deck. Open concept to the kitchen. Spacious master bedroom with full master bath and a large walk-in closet. Main floor laundry! Attached garage! Large concrete driveway with plenty of parking. Large shed for all the extras. The home has newer windows, a CertainTeed Landmark 30-year shingle roof, flooring, etc. Make your appointment to see for yourself!

120 White Deer Trail Road, Prudenville
330 Ivy Drive, Roscommon
$209,000
4 Beds ⋅ 2 Baths ⋅ 20261069707 MLS ⋅ ACTIVE Status
Welcome to 330 Ivy Drive in the family-friendly Higgins Lake Forest Subdivision! Nestled on a deep, wooded lot, this spacious 4-bedroom, 2-full-bath home offers plenty of room to relax and enjoy Up North living. Step inside to tall ceilings and an open living, dining and kitchen area filled with natural light. A natural wood burner helps provide warmth and charm, complemented by baseboard heating throughout the home. All four bedrooms are generously sized, including a spacious primary bedroom with its own private balcony. The large driveway provides plenty of space for parking, including room for a garage or small boat during the spring and summer seasons, and the deep lot offers plenty of room for outdoor activities. Enjoy an incredible location just 5 minutes from Houghton Lake and less than 10 minutes from South Higgins Lake State Park. With access to Houghton Lake Schools, Roscommon Schools and Charlton Heston Charter School, this home is a wonderful opportunity for year-round living or an Up North getaway! Sq.ft source is previous listing. Buyer and BA must verify ALL info.

330 Ivy Drive, Roscommon
632 Old Trail Drive, Houghton Lake
$199,900
3 Beds ⋅ 2 Baths ⋅ 50219745 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 2-bath home offering 938 square feet of comfortable, efficiently designed living space. Located on sought-after Old Trail on the northeast side of Houghton Lake, the home is just steps from public lake access and conveniently close to snowmobile and side-by-side trails. Recent improvements include a new roof, furnace, on-demand water heater, well pressure tank, flooring, refrigerator, and dishwasher. The attached two-car heated garage provides excellent year-round parking, storage, and workspace. Outside, you’ll find a fenced yard and two storage sheds measuring 8' x 8' and 12' x 18'—plenty of room for tools, lawn equipment, and recreational gear. The home also includes pots, pans, dishes, and silverware and furniture with the right offer, making it an appealing option for a year-round residence or an easy-to-enjoy Houghton Lake getaway. Shopping, restaurants, entertainment, and nightlife are all approximately 10 minutes away. Bring your lake toys and start enjoying the Houghton Lake lifestyle!

632 Old Trail Drive, Houghton Lake
12508 West Shore Drive, Houghton Lake
$319,900
3 Beds ⋅ 2 Baths ⋅ 20261064942 MLS ⋅ ACTIVE Status
Experience elevated lakefront living in this beautifully maintained waterfront home on one of the most sought-after stretches of Houghton Lake. Begin each day with breathtaking sunrise views shimmering across the water while enjoying your morning coffee in a peaceful setting. This move-in ready retreat features 3 spacious bedrooms and 1.5 baths, thoughtfully designed for both comfort and effortless entertaining. The inviting fireplace creates the perfect ambiance for cozy Michigan evenings, while endless days can be spent enjoying the pristine all-sports lake lifestyle. Whether you’re searching for a refined year-round residence or an exceptional getaway escape, this stunning property offers the perfect blend of relaxation, recreation, and timeless waterfront charm.

12508 West Shore Drive, Houghton Lake
207 Butterfield Lane, Houghton Lake
$185,000
3 Beds ⋅ 1 Baths ⋅ 50218155 MLS ⋅ ACTIVE Status
Welcome to this quaint 3-bedroom home tucked into a peaceful countryside subdivision near Houghton Lake! Surrounded by beautiful mature trees, the neighborhood offers a relaxed, up-north feel while keeping you close to all the recreation and amenities of the Houghton Lake area. Inside, you’ll find a comfortable, inviting home with simple finishes and plenty of potential to make it your own. Whether you’re looking for a year-round residence or an affordable getaway near one of Michigan’s most popular lakes, this cute home is ready for its next chapter.

207 Butterfield Lane, Houghton Lake
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