Houghton Lake Homes under $350,000

Houghton Lake Homes under $350,000

Welcome to Houghton Lake, Michigan, a charming community nestled in the heart of Roscommon County. Known for its stunning natural beauty and friendly atmosphere, Houghton Lake is not only a fantastic place to live but also boasts an excellent school district that prioritizes educational excellence and student development.

The Houghton Lake Community Schools District is dedicated to fostering a nurturing environment where every child can thrive. With a strong focus on academic achievement, the district offers a variety of programs designed to cater to diverse learning needs, ensuring that students are well-prepared for their future. From dedicated educators to engaging extracurricular activities, Houghton Lake schools provide a well-rounded education that supports both personal and academic growth.

For those considering a move to this picturesque area, you'll be pleased to know that there are beautiful homes available for under $350,000. Whether you're looking for a cozy cottage, a spacious family home, or a charming ranch, Houghton Lake has something for everyone. These affordable properties not only offer great value but also provide the perfect backdrop for enjoying the area's outdoor activities, including fishing, boating, and hiking.

Living in Houghton Lake means embracing a lifestyle that balances tranquility with community spirit. With its top-notch school district, affordable housing options, and an abundance of recreational opportunities, Houghton Lake is the ideal place for families, retirees, and everyone in between. Come explore this hidden gem in Michigan and discover the perfect place to call home!

Newest Houghton Lake Homes under $350,000

5640 N Reserve Road, Roscommon
$235,000
2 Beds ⋅ 2 Baths ⋅ 26053691 MLS ⋅ ACTIVE Status
Cute, Comfy Cottage situated 2.5 Miles from South Higgins State Park Entrance. Directly across from State Land. Numerous Seasonal Roads nearby. 5 Miles from Higgins Lake DNR Trail Head. This roughly 1,275 sq ft Chalet has 2 Beds/2 Baths and a Large Loft for Added Sleeping or Living. Natural Gas-Forced Air Furnace w/ NEST Thermostat. 5 Inch Well. Paddle Fans in Great Room & Master Bedroom. Outdoor Deck. Outdoor Patio. 8 X 10 Shed. New Fridge, Microwave and Interior Paint throughout. New Flooring on Main Level, Asphalt Driveway and Gutters and Downspouts. Newly Spray Foamed and Lighted Crawl. New 50 Gallon Water Heater. Manual Generator Panel in attached, insulated, 2 Car Garage. New Roof & Indoor Bladder Tank in 2026. Septic Tank just Cleaned and Inspected. Warm up by the indoor gas fireplace or head out to the backyard, for a roaring fire in the handmade fire pit. A generous pile of logs are available to burn. Would be willing to negotiate a fair price for Selling Furnished.

5640 N Reserve Road, Roscommon
230 Maplewood Drive, Roscommon
$114,900
2 Beds ⋅ 2 Baths ⋅ 26053429 MLS ⋅ ACTIVE Status
This two-bedroom, 1.5-bath manufactured home sits on nearly 3/4 acre in Roscommon, offering 766 square feet of living space with a 18' x 20' single-car garage and 20' x 20' steel structure barn. The generous lot provides room for outdoor activities, while the efficient floor plan makes the most of every square foot! Well-positioned for those seeking an affordable entry into homeownership with genuine land value beneath it. Furnace, kitchen appliances and water heater are 3 years old, remodeled full bath, windows and roof are roughly 10 years old.

230 Maplewood Drive, Roscommon
12352 E Houghton Lake Drive, Houghton Lake
$94,500
1 Beds ⋅ 1 Baths ⋅ 26052872 MLS ⋅ ACTIVE Status

12352 E Houghton Lake Drive, Houghton Lake
308 Silverhill Drive, Houghton Lake
$169,000
4 Beds ⋅ 2 Baths ⋅ 26052764 MLS ⋅ ACTIVE Status
Incredible 4 bedroom, 2 bath home on a beautiful corner lot with mature trees. You'll love the spacious Master Suite and open concept. This home is in a great neghborhood just off Tower Hill Road. Meets all BOCA requirements.

308 Silverhill Drive, Houghton Lake
100 Mary Road, Houghton Lake
$158,000
2 Beds ⋅ 1 Baths ⋅ 50223316 MLS ⋅ ACTIVE Status
This charming 2-bedroom cottage offers 850 sq ft of classic Up North character, with warm knotty pine throughout that gives the whole home a cozy, cabin-in-the-woods feel. The cheerful breakfast nook is the perfect spot for morning coffee before heading out on the water, and the second bedroom is set up with multiple bunk beds, ideal for kids, guests, or extra weekend company. With a deck on both the front and back, you'll have plenty of space for grilling, entertaining friends, or simply relaxing after a day on Michigan's largest inland lake. Location couldn't be better. You're just a short walk to the DNR public launch for easy lake access, plus RJ's Market for supplies and the Nottingham Bar for a bite and a drink with friends. This home is truly turnkey and comes fully furnished. Just bring your fishing pole, your boat, and your weekend plans. Whether you're looking for a family getaway, a year-round residence, or a rental investment, this Houghton Lake cottage is ready to welcome you home. This home previously was a successful Airbnb but please do your own due diligence with the county about current and upcoming regulation changes.

100 Mary Road, Houghton Lake
89 & 90 River Road, Houghton Lake
$349,900
2 Beds ⋅ 1 Baths ⋅ 50222330 MLS ⋅ ACTIVE Status
Welcome to your own private Northern Michigan retreat! Offering approximately **240 feet of frontage on the West Branch of the Muskegon River**, this unique property combines waterfront living, privacy, recreation, and plenty of space for family and friends. Located on a peaceful dead-end road, the property features not only beautiful river frontage, but also **three artesian wells feeding a private pond and small lake**, creating a truly special setting for enjoying the outdoors and watching wildlife. This Home has a Michigan Foundation System (encapsulated) There’s plenty of room for all your Up North toys and hobbies with **two pole buildings—24x32 and 24x40—**plus an additional storage shed, **Generac generator**, and **30-amp RV hookup**. Two gazebos provide wonderful places to relax and take in the surroundings. One has electricity and overlooks the lake, making it the perfect spot for evening card games, conversations, and making memories with family and friends. Inside, this well-maintained **2-bedroom, 1-bath stick-built home** is ready to enjoy. The open-concept kitchen, dining, and living area makes gathering easy, while an additional spacious living room features a **wall of windows overlooking the river**—an ideal place to relax, entertain, or simply watch the wildlife and changing seasons. An attached **2-stall garage** provides additional convenience and storage. Despite its peaceful setting, you're only about **6 miles from I-127 and Houghton Lake** and approximately **15 miles from Lake Missaukee in Lake City**, putting boating, fishing, trails, dining, shopping, and year-round Northern Michigan recreation within easy reach. Whether you're searching for a year-round home, weekend getaway, or a place where generations of family and friends can gather, this property offers a rare combination of **waterfront, acreage-style privacy, abundant storage, recreation. Turn key all furnishings included, snowblower, and a brand new riding lawn mower

89 & 90 River Road, Houghton Lake
5401 W Houghton Lake Drive, Houghton Lake
$175,000
2 Beds ⋅ 1 Baths ⋅ 26049136 MLS ⋅ ACTIVE Status
Lake views, proven rental history, and all the charm of a classic Houghton Lake cottage! Located directly across the street from Houghton Lake, this adorable 2-bedroom, 1-bath cottage offers lake views and a long history as a successful short-term rental. Even with a shortened rental season, the property grossed approximately $21,000 in 2026. Even better, this is a truly turnkey rental opportunity, being sold furnished and equipped, allowing the next owner to step in without the expense and hassle of furnishing a vacation rental from scratch. Whether you're looking for an investment property, personal getaway, or a combination of both, much of the work has already been done. The sellers have thoughtfully improved the property while preserving its original cottage character. Updates include new LVP flooring, new appliances, ceiling fan/light combinations, and beautifully restored original flooring in the mudroom. Major improvements completed in 2025 include new A/C, hot water heater, well pump, sump pump, and washer and dryer. There's also plenty of room for an RV, boat, trailer, or other Up North toys, plus an existing garage that may offer potential for conversion to additional living space or an accessory dwelling unit, subject to local zoning, permitting, and approval. Spend your mornings enjoying the lake view, your days on Houghton Lake, and your evenings relaxing at your own cozy retreat. With an established rental history, furnishings included, major improvements already completed, and room for all the toys, this one is ready to go from day one. Use it, rent it, or do a little of both!

5401 W Houghton Lake Drive, Houghton Lake
304 Magellan Avenue, Houghton Lake
$69,000
3 Beds ⋅ 1 Baths ⋅ 26049043 MLS ⋅ ACTIVE Status
This 3-bedroom, 1-bath manufactured home in Houghton Lake offers solid ownership value on a generous lot. The home is 924 square feet, which provides efficient, manageable accommodations, while the 2-car garage delivers practical storage and protection for vehicles. The expansive lot size presents flexibility for outdoor use and potential future improvements. The home is in need of renovations, allowing the next owner to earn sweat equity. A straightforward property choice for those seeking affordable homeownership in the Houghton Lake area.

304 Magellan Avenue, Houghton Lake
120 White Deer Trail Road, Prudenville
$245,900
3 Beds ⋅ 2 Baths ⋅ 50221000 MLS ⋅ ACTIVE Status
Beautiful Ranch home updated and ready for you to enjoy! It sits on White Deer Golf Course, with the backyard and woods across the road from the front yard. Nature lovers, come and enjoy! Also offers Houghton Lake at the end of the road, near parks, trails, etc. Great recreational area. Walk into the foyer that takes you right into the great room with cathedral ceilings. From here, if you wish, head out the patio doors and relax on the deck. Open concept to the kitchen. Spacious master bedroom with full master bath and a large walk-in closet. Main floor laundry! Attached garage! Large concrete driveway with plenty of parking. Large shed for all the extras. The home has newer windows, a CertainTeed Landmark 30-year shingle roof, flooring, etc. Make your appointment to see for yourself!

120 White Deer Trail Road, Prudenville
104 Dale Drive, Houghton Lake
$125,000
3 Beds ⋅ 1 Baths ⋅ 26047410 MLS ⋅ ACTIVE Status
Escape to your own Up North retreat at 104 Dale! Enjoy private access to beautiful Houghton Lake while coming home to a quiet, peaceful setting with a low-maintenance yard. This spacious home features a large kitchen, oversized living room, gas log fireplace, and plenty of room to relax and entertain. The large lot offers privacy and space to enjoy the outdoors, while the large garage and additional pole-barn-style storage provide plenty of room for boats, toys, and recreational equipment. Whether you're looking for a year-round home, vacation getaway, or an investment property with potential for Airbnb use, this property offers an excellent opportunity to enjoy all that the Houghton Lake area has to offer!

104 Dale Drive, Houghton Lake
194 Springwood Drive, Prudenville
$168,000
3 Beds ⋅ 2 Baths ⋅ 50220857 MLS ⋅ ACTIVE Status
Welcome to this well-cared-for ranch in Prudenville, offering the perfect blend of comfort, flexibility, storage, and year-round recreation! This inviting home features 3 bedrooms, 2 full baths, an attached 1-car garage, and a versatile layout with the possibility of an in-home workspace featuring a private entrance. The primary bedroom offers convenient access to a screened porch and fenced yard, creating a comfortable private retreat for relaxing or enjoying the outdoors. An additional drive-through garage with two sets of overhead doors provides excellent storage and easy access for vehicles, boats, snowmobiles, SxS vehicles, recreational toys, or other equipment. Inside, enjoy central air and a cozy gas fireplace in the living room, perfect for relaxing after a day on the trails or lake. Best of all, the property includes access to private Lake James, offering opportunities for boating, fishing, swimming, and more. Located just minutes from the I-75 exit and downtown Houghton Lake, restaurants, shopping, trails, and area attractions, this home puts you close to everything the Houghton Lake area has to offer. Whether you're looking for a comfortable year-round home, a convenient in-home workspace, or the perfect Northern Michigan getaway, this property is ready to enjoy!

194 Springwood Drive, Prudenville
330 Ivy Drive, Roscommon
$209,000
4 Beds ⋅ 2 Baths ⋅ 20261069707 MLS ⋅ ACTIVE Status
Welcome to 330 Ivy Drive in the family-friendly Higgins Lake Forest Subdivision! Nestled on a deep, wooded lot, this spacious 4-bedroom, 2-full-bath home offers plenty of room to relax and enjoy Up North living. Step inside to tall ceilings and an open living, dining and kitchen area filled with natural light. A natural wood burner helps provide warmth and charm, complemented by baseboard heating throughout the home. All four bedrooms are generously sized, including a spacious primary bedroom with its own private balcony. The large driveway provides plenty of space for parking, including room for a garage or small boat during the spring and summer seasons, and the deep lot offers plenty of room for outdoor activities. Enjoy an incredible location just 5 minutes from Houghton Lake and less than 10 minutes from South Higgins Lake State Park. With access to Houghton Lake Schools, Roscommon Schools and Charlton Heston Charter School, this home is a wonderful opportunity for year-round living or an Up North getaway! Sq.ft source is previous listing. Buyer and BA must verify ALL info.

330 Ivy Drive, Roscommon
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